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Your job history
The format and information for this form are adapted from
the Uniform Residential Loan Application frequently used
in the home-buying process.
Go over each step of the sample application with students,
line by line, using the Ramirez form as an example. Here
are a few concepts you may want to explain:
1. The concepts of borrower and co-borrower.
2. What “Self Employed” means and who should
check this box.
3. How to write time periods using the abbreviations “yr.”
or “yrs.” for years and “mo.” or “mos.”
for months.
4. What the concept of “line of work” means and
how to describe your own position, title, or type of business.
5. How to fill in the “Dates (from–to)”
section using the short form for dates (e.g., “2/96”).
6. How to calculate and write your monthly income. (See
the lesson on pages 12 and 13 of the student
workbook for practice activities related to filling in this
section.)
Talk with students about the importance of keeping records
of their previous salaries and dates of employment and the
names of the personnel managers or supervisors who are contacts
for their previous jobs. If students do not have records
of their previous employment, discuss how they might go
about getting them (e.g., looking on old W-2 forms).
Going further
If you have more advanced students, you may want to make
copies of the complete Uniform Residential Loan Application
and go over additionalsections with your students. Any mortgage
lender or community housing office should be able to provide
you with a copy.
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