There are two types of bank cards

Debit/ATM Cards

Debit Card
A debit card is more like a check than a credit card. It is like paying with cash. When you make a charge, the money is taken out of your bank account right away. It is like paying with cash.  It is not a loan.  You can click here for more information about debit cards at another website. www.nclnet.org/debitbro.htm

ATM Card
An ATM card lets you take cash out of your bank account at an ATM machine. The money is taken out immediately.  Most banks give you one card that is both an ATM card and a Debit card.

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