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Grammar review
Have learners look at the box under Grammar review. Point
out that the simple present tense is used in the if clause,
and the future tense is used in the main clause when the
situation is true in the present and will possibly happen
in the future. Also demonstrate that the position of the
two clauses can be reversed. Demonstrate how the sentences
can be rewritten by using the example in the box.
Answers
1. If Manuel collects records of cancelled checks or makes
copies of monthly bills, he will show that he pays his bills
on time.
2. If the Moreaus start saving money in a savings account,
they will be able to buy a house someday.
3. If Fred has a good credit report, he will get a loan
to buy a car.
4. If Tran pays his Excellent Credit Card bill, he will
improve his credit rating.
Writing
Explain that learners can get their own credit reports from
a credit reporting agency. Most companies charge a fee for
credit reports. You or your class may have to call around
to find one that doesn’t. The company
will probably want to have the individual’s complete
name, social security number, and address. Many of these
companies have a tape-recorded message with instructions
on how to request the information.
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