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Unit 3 : Lesson
1: What you should know about mortgage loans
Grammar review 
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Using adverb clauses to show
time relationships — time clauses with before,
after, as soon as, or since
When the present tense is used
in the adverb clause with before, after,
or as soon as, the future tense is used in
the main clause.
Examples: Mohammad will
speak to the real estate agent before he
sees the
mortgage lender.
He will get a mortgage loan after
he qualifies.
The present perfect tense is
used in the main clause when since is used
in the adverb clause.
Example: The Nguyens have
made monthly payments since they bought
their house.
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Write sentences using before,
after, as soon as, or since to describe
shopping for and applying for a mortgage loan.
1. ______________________________________________________________________________
2. ______________________________________________________________________________
3. ______________________________________________________________________________
4. ______________________________________________________________________________
5. ______________________________________________________________________________
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